Small Business Financing

As a small business, have you lost opportunities to grow because of cash flow problems? Have banks turned you down because of your financial position? If you answered yes to any of these questions, South Wynd Financial can help. Our mission is to help small businesses grow their companies successfully. Our Invoice Funding and Receivables Financing program (also known as factoring) can significantly improve your cash flow by reducing the time it takes you to get your hard earned money, and without incurring any additional debt. Getting payments from customers can take anywhere from 30 to 90 days or maybe longer. Factoring can reduce this to as little as 24 hours.

What is Factoring?

Factoring is a process of purchasing a companies invoices and/or accounts receivables at a discount. It's not a new financing instrument. It's a multi-billion dollar industry that has been around for many years. It works like this. After you send an invoice to a customer, you send a copy of that invoice to us. We in turn, usually within 24 hours, will typically forward you 80% of the face amount of that invoice. When the customer pays us the full invoice amount, we will forward the remainder to you minus a small fee. It's as simple as that.

What are the 'Benefits 'of Factoring?

You get your hard earned money faster
You do not incur any additional debt
You can take advantage of growth opportunities
You are relieved of the administrative tasks of "Collections'
You can pay expenses, increase volume, pay suppliers promptly and protect your credit rating

Who can we help?

South Wynd Financial has created strong alliances with several funding sources that enables us to serve companies of all sizes and varying cash flow needs. We specialize however, in serving HUBs and DBEs and other small businesses. With great success this user friendly program has already been set up for several companies in the south east. We are now expanding this financing service to include small business providers throughout the United States.

Other Services:

We can also help you obtain other needed services (even if your credit rating isn't perfect) such as a vehicle /equipment lease or an SBA debt consolidation loan.

Contact Us:

To learn how our program can help your company, just Contact Me , Ed Kennedy, in writing, by fax or by e-mail. Or visit our web site at www.southwyndfinancial.com. You will receive a prompt and courteous reply and all of your questions will be quickly answered.